Terms & Conditions

For the purposes of these Terms, the following definitions apply:

• "Platform" means the idn45 website accessible at https://idn45.cam, including all associated pages, sub-domains, mobile-optimised interfaces, and any future versions thereof.
• "Member" / "Player" means any individual who has successfully registered a personal account on the Platform and has been approved by idn45.
• "Account" means the personal, non-transferable gambling account opened by a Member upon successful registration.
• "Real Money Balance" means the funds deposited by a Member that are available for wagering and withdrawal, excluding any bonus credits.
• "Bonus Balance" means promotional credits awarded by idn45 subject to applicable wagering requirements, which are not directly withdrawable until requirements are met.
• "Wager" means any bet placed by a Member using Real Money Balance or qualifying Bonus Balance on any game or event available on the Platform.
• "KYC" means Know Your Customer — the identity and residency verification process required by idn45 before processing withdrawals or granting full account access.
• "IDR" or "Rp" means Indonesian Rupiah, the exclusive currency in which all transactions on the Platform are denominated.
• "WIB" means Western Indonesia Time (UTC+7), the default timezone governing all scheduled events, draw results, and customer service hours on the Platform.
• "Restricted Territory" means any country or jurisdiction from which idn45 does not accept registrations or deposits, as updated from time to time at the sole discretion of the Platform.

To register and maintain an Account on idn45, you must meet all of the following eligibility requirements at all times:

• You must be a natural person (not a corporation, trust, or other legal entity).
• You must be at least 21 years of age. idn45 strictly prohibits participation by minors. Any Account found to belong to a person under 21 will be immediately closed and any remaining balance will be forfeited.
• You must be a resident of Indonesia or otherwise located in a jurisdiction that does not restrict or prohibit online gambling.
• You must not be a current or former employee, contractor, director, or officer of idn45, nor an immediate family member of such a person.
• You must not have been previously excluded, suspended, or permanently banned from the Platform under these Terms or any prior version thereof.
• You must have full legal capacity to enter into binding agreements under the laws applicable to your location.
• You must not be acting on behalf of any third party. All wagering must be conducted on your own behalf and for personal entertainment only.

The following rules govern the creation and maintenance of your idn45 Account:

• One Account Per Person: Each Member may hold only one Account at any time. Multiple accounts registered by the same individual — whether under the same name, identity, device, IP address, or payment method — constitute a material breach of these Terms and will result in all associated accounts being suspended and balances forfeited.
• Accurate Information: You must provide complete, current, and accurate personal details during registration, including your full legal name, date of birth, residential address, and a valid email address. You must promptly update your information if any details change.
• Account Security: You are solely responsible for maintaining the confidentiality of your login credentials (username and password). idn45 will not be liable for any losses arising from unauthorised access to your Account resulting from your failure to safeguard your credentials.
• KYC Verification: idn45 reserves the right to request KYC documents — including a government-issued photo ID (national identity card, passport, or driver's licence) and proof of address — at any stage of the Account lifecycle. Withdrawals will not be processed for Accounts that have not completed KYC to idn45's satisfaction.
• Account Activity: Accounts that have been inactive (no login or wagering activity) for a continuous period of 12 months may be classified as dormant. idn45 reserves the right to charge a monthly administration fee of Rp 25.000 against dormant account balances, subject to applicable law.
• Contact by idn45: By registering, you consent to receiving account-related communications from idn45 via the email address provided. Promotional communications are opt-in only.

All financial transactions on the idn45 Platform are subject to the following conditions:

• All deposits must originate from a payment account registered in your own legal name. Third-party deposits are strictly prohibited and will be returned to the source account minus any applicable processing costs.
• Withdrawals will only be processed to a payment account that has been verified as belonging to the Member. idn45 will not process withdrawals to accounts in third-party names under any circumstances.
• idn45 does not charge processing fees on any deposit or withdrawal. However, your bank or e-wallet provider may independently apply fees for which idn45 accepts no responsibility.
• idn45 reserves the right to request supporting documentation for any withdrawal — including proof of deposit source and KYC documentation — before releasing funds. This is a security measure to protect Members against fraud and money laundering.
• Any funds deposited in error or in excess of the Member's stated intention must be reported to idn45 customer support immediately. idn45 reserves the right to reverse such transactions.
• Processing times stated above are targets, not guarantees. During periods of high transaction volume, system maintenance, or upon regulatory request, processing may be delayed. idn45 will communicate delays promptly via the Member's registered email address.
• idn45 operates a strict anti-money-laundering (AML) policy. Any account suspected of being used for financial crime will be immediately suspended, and relevant authorities will be notified as required by applicable law.

idn45 offers bonuses and promotional incentives to eligible Members from time to time. The following general terms apply to all bonus offers. Specific promotions may carry additional conditions published at the point of offer:

• Wagering Requirements: Bonus credits are subject to a wagering requirement (rollover), which is the number of times the bonus amount must be wagered before it may be withdrawn as cash. The applicable rollover multiplier is stated clearly on each bonus offer page.
• Eligible Games: Not all games contribute equally to wagering requirements. Live dealer games, slots, sports betting, and togel (lottery) markets may carry different contribution rates. The applicable rates are published in each individual bonus offer's terms.
• Expiry: All bonus credits and associated wagering requirements carry an expiry period. Any bonus or associated winnings not utilised within the stated expiry window will be forfeited without notice.
• One Bonus at a Time: Only one bonus may be active in a Member's account at any given time unless idn45 expressly states otherwise in writing.
• Bonus Abuse: idn45 employs detection systems to identify bonus abuse, including but not limited to: multi-accounting, matched betting using bonus funds, arbitrage betting, use of VPNs or proxy services to mask identity, and structured deposits designed to exploit specific promotional mechanics. Any such conduct will result in immediate forfeiture of all bonus balances and associated winnings, and may result in permanent account closure.
• Promotions During Restricted Periods: idn45 may suspend, modify, or cancel any ongoing promotion during Indonesian public holidays including Idul Fitri, Idul Adha, and any period of scheduled platform maintenance. Members will be notified via the registered email address.
• idn45 reserves the right to amend, suspend, or withdraw any promotional offer at any time and for any reason without prior notice.

The following conduct is strictly prohibited on the idn45 Platform. idn45 reserves the right to take any or all of the remedies listed below if prohibited conduct is identified:

• Using bots, scripts, macros, automated click tools, or any software that interacts with the Platform other than a standard web browser or the official idn45 mobile interface.
• Colluding with other Members or any third party to gain an unfair advantage in any game or event, including chip-dumping in poker formats, coordinated betting in live dealer games, or match-fixing in sports markets.
• Exploiting software bugs, glitches, or technical errors to gain an unintended advantage. Members who identify technical errors must report them to support immediately; exploiting them — even once — constitutes prohibited conduct.
• Registering more than one Account, whether under the same or different personal details.
• Using VPN, proxy, or similar obfuscation technologies to access the Platform from a Restricted Territory or to misrepresent your physical location.
• Funding your Account with proceeds of criminal activity or using the Platform to launder funds.
• Harassing, threatening, or abusing idn45 staff, support agents, or other Members through any communication channel.
• Attempting to reverse-engineer, decompile, or otherwise access the source code or underlying infrastructure of the Platform.

Remedies available to idn45 upon detection of prohibited conduct include: immediate account suspension, permanent account closure, forfeiture of all balances (both Real Money and Bonus), voiding of related wagers and associated winnings, reporting to relevant authorities, and civil or criminal legal action where warranted.

All content on the idn45 Platform — including but not limited to the brand name, logo, game interfaces, written content, software, graphics, audio, and video — is the exclusive property of idn45 or its licensed content providers and is protected by applicable intellectual property law. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal entertainment purposes. This licence does not permit you to:

• Copy, reproduce, republish, upload, post, transmit, or distribute any Platform content without prior written consent from idn45.
• Use the idn45 brand name, logo, or any derivative thereof for commercial purposes, affiliate marketing, or any other monetised activity without a formal written agreement with idn45.
• Scrape, frame, or mirror any part of the Platform for any purpose.

idn45 collects, processes, stores, and protects your personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an Account, you consent to the data practices described in the Privacy Policy. Key points include:

• Your personal data is collected for the purpose of account administration, KYC verification, fraud prevention, and — where you have consented — promotional communications.
• idn45 does not sell personal data to third parties. Limited data sharing occurs with licensed KYC verification providers, payment processors, and fraud detection services strictly as necessary to operate the Platform.
• All data is transmitted and stored using industry-standard 256-bit SSL/TLS encryption.
• You may request a copy of, correction to, or deletion of your personal data by contacting idn45 support. Deletion requests may be subject to legal retention requirements for financial transaction records.

idn45 is committed to promoting responsible, sustainable gambling. The following tools and policies are in place for all Members:

• Deposit Limits: Members may set daily, weekly, or monthly deposit limits from the Account dashboard. Once set, a limit can be decreased immediately but may only be increased after a mandatory 7-day cooling-off period.
• Session Time Limits: Members may set maximum session-time limits. Upon reaching the limit, the session will be closed automatically and the Member will be required to log in again to continue, with a reminder of the time elapsed.
• Reality Checks: Pop-up notifications at regular intervals (configurable by the Member) display cumulative session duration and net wagering activity.
• Self-Exclusion: Members who feel that gambling is causing harm may request a temporary self-exclusion (minimum 30 days) or a permanent self-exclusion at any time by contacting customer support. Self-exclusion is enforced immediately upon confirmation. Attempts to circumvent self-exclusion by creating a new Account are a breach of these Terms.
• Age Restriction: idn45 is strictly for adults aged 21 and above. Parents and guardians are encouraged to use third-party parental control tools to prevent access by minors.

To the maximum extent permitted by applicable law:

• The idn45 Platform is provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
• idn45 does not guarantee uninterrupted, error-free, or secure access to the Platform at all times. Scheduled maintenance and unscheduled outages may affect service availability.
• idn45 shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, loss of data, or loss of goodwill — arising from your use of or inability to use the Platform.
• idn45's total aggregate liability to any Member for any single claim shall not exceed the total value of deposits made by that Member in the 30-day period immediately preceding the event giving rise to the claim.
• idn45 is not liable for losses arising from: telecommunications or internet failures outside idn45's direct control; force majeure events; the Member's failure to follow account security best practices; or third-party payment provider delays or errors.
• Nothing in these Terms excludes or limits idn45's liability for fraud, gross negligence, wilful misconduct, or any other liability that cannot be excluded by applicable law.

idn45 reserves the right to suspend or terminate any Account at its sole discretion, with or without notice, for any of the following reasons (non-exhaustive):

• Breach of any provision of these Terms.
• Provision of false, incomplete, or misleading information during registration or at any subsequent point.
• Failure to complete KYC verification within a reasonable time after request.
• Conduct that idn45 reasonably suspects constitutes fraud, money laundering, or any other criminal activity.
• A chargeback or payment dispute initiated by the Member or their payment provider.
• Regulatory or legal requirement in any applicable jurisdiction.

Upon termination for breach, all bonus balances and winnings derived from bonus play will be forfeited. Verified Real Money Balances (after deducting any amounts subject to active dispute or chargeback) will generally be returned to the Member's verified payment account, subject to completed KYC. idn45's final determination on any disputed balance is binding.

A Member may request voluntary account closure at any time by contacting customer support. Voluntary closure requests are processed within 5 business days. All active wagering positions will be settled according to standard game rules before closure is finalised.

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which idn45's operating entity holds its gaming licence. idn45 operates under an internationally issued gaming licence from a recognised offshore regulatory authority.

• Informal Resolution: In the first instance, disputes should be raised directly with idn45 customer support. idn45 undertakes to acknowledge all formal complaints within 24 hours (WIB) and to issue a substantive response within 5 business days.
• Escalation: If a complaint cannot be resolved informally within 10 business days of first contact, either party may escalate the matter to binding arbitration before a mutually agreed independent arbitrator.
• Arbitration: Arbitration proceedings will be conducted in English. The seat of arbitration will be the jurisdiction of idn45's licensing authority. The arbitrator's decision is final and binding on both parties and may be enforced in any court of competent jurisdiction.
• Class Action Waiver: You agree that any dispute will be resolved on an individual basis only. You waive the right to participate in any class or representative action or proceeding against idn45.
• Limitation Period: Any claim arising from your use of the idn45 Platform must be brought within 12 months of the event giving rise to the claim. Claims brought after this period are time-barred.

idn45 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, idn45 will:

• Update the "Last updated" date at the top of this page.
• Send a notification to all registered Members at their registered email address, providing at least 14 days' advance notice of material changes.
• Display a prominent notice on the Platform for a minimum of 30 days following any material amendment.

Your continued use of the Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the revised Terms, you must cease using the Platform and close your Account before the effective date of the changes. idn45 recommends that Members periodically review this page to stay informed of the current Terms.

For all enquiries, complaints, or correspondence relating to these Terms & Conditions, please contact idn45 using the details below. All communications must be in English to ensure accurate processing by the idn45 legal and compliance team.

Correspondence submitted via the support channel is logged, timestamped, and retained for a minimum of 5 years in accordance with idn45's data retention policy. Please include your registered username and the nature of your enquiry in the subject line of all email communications.